We all want to know how much things are going to cost. So it is no surprise that a common question we get is how much will my visit cost? Let's go over a couple of the common payment methods to figure how much things will cost as it may differ depending on the way you pay.
1. Do you take my insurance?
One of the most common ways to pay is using your health insurance to cover the cost of the visit. The great thing about our office is that we accept most major medical insurance that have chiropractic, acupuncture, and massage benefits. You can use your insurance so the cost of your visit will only be the cost of your co-pay and/or co-insurance. A co-pay is a set amount established that you pay for the office visit and a co-insurance is when you pay a percentage of the cost of the visit. Co-pays are usually more common and stay the same for every office visit. Co-insurance can vary on cost depending on the services that you receive.
Here are a list of common insurance plans that we accept at our office
Anthem Blue Cross
Kaiser-some plans may require a referral from your doctor
Sutter health plus
Sutter medical group-plans require a referral from your doctor
United Health Care
Western Health Advantage-through Landmark Health plan
If your insurance is not listed here give us a call as we can let you know if we do take your insurance. Please also note that some of these plans may only cover chiropractic benefits.
2. I don't have insurance. Can I still get treated?
Of course you can still get treated. We offer affordable rates as we believe chiropractic care should be accessible for everyone. Give us a call as we can let you know our cash rates. Please note that our cash rates are only applicable when paying at the time of service.
3. I was in a car accident. What are my options for payment?
Being involved in an auto accident can be very traumatic. It may require several treatments in order for you to get back on your feet and feeling better. There are a couple options that you can choose at our office when in a car accident.
a) Pay at the time of service with your insurance or at the cash rates-This option allows you to not have to worry about payment later that way it is out of mind.
b) Setting up a lien with an attorney-If you have personal injury attorney we can do a lien agreement which allows you not to have to pay anything until after your case is settled. This allows you not to have to worry about payment until after you are feeling better that way you can just focus on getting treated and finding improvement.
c) Using your medpay from your auto insurance to pay for treatment. Some auto insurances include medical cost coverage after being in an accident. Using this takes the burden off of you as you won't have to worry about the treatment cost.
We unfortunately do not accept 3rd party payment at our office.
4. I got injured at work. What should I do?
Work injuries are difficult to get past and can take a while to get better. Make sure to talk with your work about their process so they can file the proper paperwork. Our chiropractors, acupuncturist, and massage therapists can help and we do accept most work comp insurance carriers. One thing to note is that with work injuries there is usually a primary doctor in charge of your case along with other providers who can help you with treatment. Our chiropractors can be the primary treating doctor helping you with chiropractic treatment and can also help you find treatment with physical therapy, acupuncture, massage therapy, or other types of treatment. We can also help you if you receive a referral for chiropractic, acupuncture, or massage therapy from your primary doctor. For more information on work injuries check out our other blog post below.
If you have any questions on payment you can always call our office and we can help you figure out the costs for our services.